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Is It Possible to Retire Young?

April 23, 2010 - Laura

For some workers in the public sector, the answer might be “most definitely,” you can retire young.   People who work in local and county government tend to retire at an earlier age than most other workers. Why? Well, they are our police officers, firefighters, and public... Continue reading »

Put Your Employer’s Retirement Plan to Work

August 23, 2011 - Laura

When I started working full time, I had lots of priorities: student loans, rent, food, and of course, entertainment. Retirement savings didn’t even make the list. Then I got a job where my employer contributed fifty cents for every dollar I put into the company’s defined... Continue reading »

Which Debt Should You Pay Off First?

April 28, 2010 - Kristin

We’d all like to be debt-free, but for most of us that would take a very long time and a lot of discipline. But even while we continue to diligently pay the bills each month, we can change the way we pay off each of our different debts to get closer to living the debt-free... Continue reading »

When Does an IRA Make Sense?

May 4, 2015 - Laura

Many workers have a retirement savings account through their employer’s 401 or 457 plan. But does it make sense to also have an IRA? If so, when should you start saving in one? And, which one is the right one for you?   You can contribute up to $5,500 ($6,500 if... Continue reading »

Should I Retire Young?

July 28, 2011 - Laura

Even if you can retire young because your finances are in order, a good question to ask yourself is “Should I retire young?”   I wrote an article that asked the question “Is it possible to retire young?” and many readers wrote in to say it is possible, particularly if you... Continue reading »

Identity Theft Can Cost You

February 3, 2011 - Erika C.

A few years ago, I was the victim of what could have been a very costly identify theft. Fortunately though, because I manage many of my personal accounts online, I take precautions to keep identity theft from occuring. Specifically, I monitor my accounts closely and... Continue reading »

Just Say “No” to Upselling

September 4, 2014 - Christie C

I recently learned a valuable lesson: upselling tactics can derail your savings goals.   While at a fancy salon, I “agreed” to pay a small fortune for a stylist to do a few unnecessary (and unnoticeable to anyone else) things to my hair. It’s as if something in the salon’s... Continue reading »

Simplifying My Closet and My Finances

August 5, 2013 - Christen

A few weeks ago, I realized that I have too much stuff in my closet — specifically, too many things that I either don’t use or want anymore. I’ve decided that now is the time to pare down my closet and reduce the visual clutter that an abundance of stuff often creates. This... Continue reading »

Preparing Your Nest (and Nest Egg) for a New Baby

October 18, 2013 - Christen

As more of my friends, neighbors, and colleagues are anticipating the arrival of their child, I’ve noticed an element that is missing from our conversations of decorating the nursery, picking out a safe car seat, and choosing a baby shower theme — the bundle of expenses that... Continue reading »

5 Thrifty Travel Tips

October 27, 2014 - Christie C

Vacation season may be over for some now that school is back in session, but I recently took a cross-country trip that involved planes, trains, automobiles, and bicycles. I learned a few money-saving tips along on the way — savings I can now direct toward my retirement... Continue reading »

Death to Scissors

May 31, 2011 - Brandon

When I moved into my house, I realized after getting my first Sunday sales circular that I didn’t have any scissors. I thought that those coupon folks were pretty darn biased. I couldn’t be the only other person who was scissor challenged. How insensitive of them to assume we... Continue reading »

Five Ways to Become a Thousand-aire

September 14, 2010 - Brandon

I had dreams of becoming a millionaire when I was a kid. Now that I’m starting my career, I would be happy just to retire by age 70. I thought my parents were obsessive and delusional when they would tell me to put a sweater on instead of turning up the heat or to turn the... Continue reading »

Smartphones and Unwise Spending

July 9, 2014 - Christen

These days, smartphones are very popular. Year after year, they’ve become equipped with more capabilities to help us organize our lives, and they are loaded with even more ways to encourage unnecessary spending. I’ve reviewed my own purchasing habits (or ways that I have... Continue reading »

Avoid Daily Spender’s Remorse From Daily Deals

May 26, 2011 - Kristin

There’s no denying that daily deal websites like Groupon, Living Social and others give you access to great prices on a variety of products and services. But how can you make sure you don’t overspend on things you might not have purchased anyway or don’t even end up using,... Continue reading »

Winning the Home Financing Game

December 28, 2011 - Kristin

You’re thinking about buying a home. In fact, you’ve been looking around and found one you love, and now you’ve got plans for where the big-screen TV will go and what color to paint the walls.   All that’s left is the financing, and surely you can figure that out — you... Continue reading »

Go Bulk and Save Big

September 28, 2010 - Jeffrey

If you’re looking for ways to cut back on spending and save money, buying in bulk will almost always do the trick. Although it may take you a while to get through 64 packets of blueberry oatmeal, the discounts on food, clothing, and other items at wholesale shopping clubs,... Continue reading »

Becoming Financially Self-Sufficient

May 10, 2011 - Deatrice

What does it take to be financially self-sufficient today?   To quote, Pablo Picasso, “Action is the foundational key to all success.” Is it really that easy? If it were, most likely everyone would be independently wealthy.   Self-sufficiency is relative to... Continue reading »

DWTS (Don’t Withdraw Too Soon!)

October 12, 2010 - Laura

If you're up on your reality tv shows, then you probably know that DWTS is short for "Dancing with the Stars," the reality show that showcases primarily used-to-be and would-be celebrities vying for the #1 dance spot. Dance aficionados are probably tuned-in every week.... Continue reading »

A Benefit Worthy of the Public Sector

April 11, 2010 - Al

Concerns about the fiscal health of state and local governments have been receiving a lot of press. 88% of city finance officers recently surveyed by the National League of Cities indicated their cities are “less able to meet fiscal needs than they had been” (see chart... Continue reading »

Who Wants To Be A Millionaire?

January 11, 2011 - LaVonda

To many this question is only the name of a popular television game show, but for others it is a retirement goal. If it’s your goal, I’ll bet you’ve wondered just how to get there.   For one thing, you have to make retirement a priority and start saving now. The earlier... Continue reading »