Credit

Understanding how credit works can help you reach your dreams. Learn more here.

Tips for College Students on Establishing Good Credit

February 27, 2015 - Christen - 0 comments

Good credit, like experience, is one of those things that you have to build, and it comes with age. Not your calendar age, per se, but the age of your credit history. As college students navigate their way into adulthood, an important thing for them to establish and maintain... Continue reading »

Protecting Yourself from Credit Card Fraud

December 5, 2013 - Christen - 0 comments

Keeping your finances on track can seem like a tedious task, but it’s one of the most important things you can do for yourself, particularly since there are so many ways for the bad guys to get hold of your account information and potentially ruin your credit. Credit card... Continue reading »

Avoid a Holiday Spending “Hangover”

November 28, 2012 - Christen - 0 comments

In preparation for the holiday season, it’s very easy to overspend on holiday gifts, decorations and holiday dinners. I’ve compiled a few easy-to-follow tips that may help you avoid a holiday spending hangover (that terrible feeling you get after realizing you’ve spent more... Continue reading »

To Do: Be Free of Credit Card Debt

July 11, 2012 - Alisha M. - 0 comments

If you’re overwhelmed by credit card debt, I know exactly how you feel. I moved to the DC area with my husband about five years ago with so few possessions that everything we owned fit into a Jeep Liberty. We had just returned from serving in the Peace Corps, decided we wanted... Continue reading »

The Rewards of Credit

March 6, 2012 - Tom - 0 comments

My life is consistently 1 to 5 percent cheaper because I use credit cards. For many, credit cards evoke negative emotions. We all have heard it, “Credit cards are evil.” And we’ve seen the torrent of people abandoning credit cards in fear of debt. Their fear is not baseless;... Continue reading »

Winning the Home Financing Game

December 28, 2011 - Kristin - 0 comments

You’re thinking about buying a home. In fact, you’ve been looking around and found one you love, and now you’ve got plans for where the big-screen TV will go and what color to paint the walls.   All that’s left is the financing, and surely you can figure that out — you... Continue reading »

Stay Free and Clear of Credit Debt This Holiday Season

November 17, 2011 - Christen - 1 comment

Buying presents for loved ones is the perfect excuse for charging large amounts on your credit cards, right? Wrong! When it comes to using credit for holiday purchases, it’s best to assess what you can realistically afford to spend before you start shopping.   Here are... Continue reading »

Five Ways to Revive Your Credit Score

July 26, 2011 - Erika C. - 0 comments

Even if your credit score has taken a hit, a few key moves can help bring it back — and help you get better rates on a mortgage, credit cards, car loans, and even your car insurance.   Check your credit report. Go to AnnualCreditReport.com to get a free report from each of... Continue reading »