Credit

Understanding how credit works can help you reach your dreams. Learn more here.

“Hello, My Name is Brandon and I am a Credit Card Addict…”

June 9, 2011 - Brandon - 0 comments

I want to start a group called Credit Card Users Anonymous.   I’ve learned my lesson when it comes to credit cards and the abuse of them, aka overspending. The accessibility of that little card is so tempting you want to take it everywhere you go. And the more you travel... Continue reading »

Can Rewards Cards Work for You?

May 20, 2011 - Kristin - 0 comments

You may or may not prefer to use credit cards for many of your purchases, but if you do use them, even occasionally, you might want to consider looking into cards that offer rewards.   You’ve probably seen advertisements and offers for rewards cards — they come with as... Continue reading »

How to Avoid Hidden Credit Card Fees

April 5, 2011 - Erika C. - 0 comments

Credit card promotions that offer super-low interest rates can be tempting. But unless you read the fine print, you could be hit by hidden fees or unexpected rate increases. Learn how to take advantage of low rates while avoiding these credit card traps.   Teaser rates. ... Continue reading »

Reduced Debt is its own Reward

March 15, 2011 - Kristin - 0 comments

Reducing your debt, however large or small it may be, can seem impossible. You’ve seen all the tips and strategies, thought about the best methods for your own situation, and determined what you need to do to make it happen, but the prospect of bringing a peanut butter... Continue reading »

Can the DOLP Method Help You Get Out of Debt?

February 22, 2011 - Kristin - 1 comment

In the realm of financial advice, there are as many strategies to help you get out of debt as there are ways you might have gotten into debt in the first place. The suggestions from debt-reduction experts and companies, financial writers, and even just ordinary people with... Continue reading »

Identity Theft Can Cost You

February 3, 2011 - Erika C. - 1 comment

A few years ago, I was the victim of what could have been a very costly identify theft. Fortunately though, because I manage many of my personal accounts online, I take precautions to keep identity theft from occuring. Specifically, I monitor my accounts closely and... Continue reading »

The Pros and Cons of Home Equity Loans

January 13, 2011 - Kristin - 0 comments

A home equity loan allows you to use your home’s value to pay for something else, and it can be a great alternative to making a major purchase on a credit card or taking out another kind of loan.   On the other hand, taking out a home equity loan reduces the amount of... Continue reading »

Before You Sign: Is Your Lender Credible?

December 30, 2010 - Kristin - 1 comment

Borrowing money, even a small amount, puts our financial future at stake. After all, we are agreeing to owe money for some period of time into the future. And not only is it important to have our finances in order, with an expectation to pay the loan back; it’s also important... Continue reading »