Investing

Bull Markets, the Dow, IRA's? ... we're here to help it all make a bit more sense.

When Does an IRA Make Sense?

May 4, 2015 - Laura - 0 comments

Many workers have a retirement savings account through their employer’s 401 or 457 plan. But does it make sense to also have an IRA? If so, when should you start saving in one? And, which one is the right one for you?   You can contribute up to $5,500 ($6,500 if... Continue reading »

When Less is More

August 20, 2014 - Al - 0 comments

I once worked with a mutual fund collector. She owned more than 100 mutual funds, each holding about $5,000. Her actual performance was, well, not surprisingly, average. So no major worries there. And was she well-diversified? Yes, she was.   But there is also such a thing... Continue reading »

What You Own and Why You Own It

March 22, 2012 - Al - 0 comments

Decluttering your investments isn’t just about owning too many mutual funds and the need to reduce the number of them.   It also can be about consolidating different accounts that may be scattered around, for example, accounts with a former employer’s retirement plan that... Continue reading »

Decluttered Investing

January 26, 2012 - Al - 0 comments

The beginning of a new year is as good a time as any to untangle your investments.   If you’re like most people, it’s easy to get overwhelmed.   It’s not too different from the challenges in organizing your time, your email, your closets, your garage. Too much... Continue reading »

Expecting Cash from Uncle Sam?

January 4, 2012 - Brandon - 0 comments

If you got $3,000 dollars in the mail, what would you do with it?   Well, for the average American, that’s a question many will have to figure out the answer to very soon (if they haven’t already). CNNMoney reports that the average tax refund in 2011 is $3,129.    Now... Continue reading »

The Young and the Riskless

December 6, 2011 - Al - 0 comments

If you’re in your 20s or 30s, a couple decades from now you may well be reading articles similar to this one in the New York Times about the risks of experiencing poor or subpar investment returns in your late career years. Ideally, when you come across a quote like this one... Continue reading »

Discipline during Market Volatility

October 12, 2011 - Walid - 0 comments

Stock market volatility is a fact of life but it doesn’t have to derail your well thought out investment plan. High volatility can understandably make investors nervous; however, building long-term wealth requires the mental fortitude and discipline to control one's emotions... Continue reading »

Predict Nothing

August 2, 2011 - Al - 0 comments

I used to think I could predict the outcome of football games. Then my dad made a bet with me: that my mom, who knew absolutely nothing about football, could beat me over the remainder of the season. My mom made her predictions based on which city she liked more. You can guess... Continue reading »