Loans

Planning for college, a new car, your first home? Get the scoop on loans here.

Paying Off My Car Loan and Enhancing My Finances

October 7, 2013 - Christen - 0 comments

In a few months I will reach what I consider to be a very important milestone: I will no longer be paying a monthly car note. For many people, paying off a car loan means that it’s time to take out a new loan to purchase another car (or lease one), but for me (and probably... Continue reading »

Getting a Foot in the Door Might Require Lots of Baby Steps

March 29, 2012 - Kristin - 0 comments

A tough economy affects everyone, and high unemployment increases the competition for workers at all levels looking to land a job. But what about those of us at the earlier end of our careers, who may not have many years of experience or well-connected past or present... Continue reading »

Winning the Home Financing Game

December 28, 2011 - Kristin - 0 comments

You’re thinking about buying a home. In fact, you’ve been looking around and found one you love, and now you’ve got plans for where the big-screen TV will go and what color to paint the walls.   All that’s left is the financing, and surely you can figure that out — you... Continue reading »

Borrowing At Your Own Risk?

November 9, 2011 - Mike S - 0 comments

A tough economy forces people to make difficult choices. When money is tight, some people might feel forced to choose between food and medicine. Another tough choice is saving for retirement or borrowing from your retirement account to pay for today’s necessities.    With... Continue reading »

Fast Cash: When Unexpected Expenses Exhaust Your Resources

August 9, 2011 - Kristin - 0 comments

If we were prepared for them, they wouldn’t be called emergencies: the car gets totaled in an accident; the dog or cat breaks a leg; the refrigerator dies. Expensive incidents can happen. And paying for them may not be easy! What options exist for getting money quickly while... Continue reading »

Strategies for Finding the Right Mortgage Lender

March 1, 2011 - Erika C. - 0 comments

I found that the most important part of choosing a good lender is finding a company — whether it be a bank, credit union, or mortgage broker — that you trust and feel at ease working with. Buying a house is stressful enough without dealing with a lender that causes you added... Continue reading »

Microlending: A New Twist in Small Business Loans

February 1, 2011 - Kristin - 0 comments

Have you ever wondered how seemingly ordinary people with limited resources and little credit could branch out on their own and start new businesses doing what they always loved but didn’t think they could make a living on? Or how struggling citizens in poor countries manage... Continue reading »

The Pros and Cons of Home Equity Loans

January 13, 2011 - Kristin - 0 comments

A home equity loan allows you to use your home’s value to pay for something else, and it can be a great alternative to making a major purchase on a credit card or taking out another kind of loan.   On the other hand, taking out a home equity loan reduces the amount of... Continue reading »