Loans

Planning for college, a new car, your first home? Get the scoop on loans here.

Friends, Family, and Finances

August 10, 2010 - Kristin - 0 comments

  If you’re just getting started in your career and living on your own, it can be tough to make ends meet. Your family members may be a tempting source of some extra cash.   And if you’re doing ok financially, but your best friend gets into a touchy situation and just... Continue reading »

Establishing Credit When You Don’t Have Any

July 22, 2010 - Erika C. - 0 comments

Establishing a financial record is important for a number of reasons, but in particular, it shows all those who need or want to know (e.g. a future landlord or a mortgage lender), how well you manage money and how large a financial risk you may be.   Most lenders... Continue reading »

The Pros and Cons of Home Equity Lines of Credit

July 6, 2010 - Kristin - 0 comments

A home equity line of credit provides a way for you to use your home’s value to pay for other things, and it can be a great alternative to other kinds of loans or making major purchases on credit cards. Of course, since a home equity line of credit is borrowed against your... Continue reading »

Comparing Home Equity Loans and Home Equity Lines of Credit

June 15, 2010 - Kristin - 0 comments

Borrowing against the value of your home can be a great way to gain access to extra money with relatively reasonable terms, and both home equity loans and home equity lines of credit offer this benefit.   But home equity loans and home equity lines of credit are not just... Continue reading »

Which Debt Should You Pay Off First?

April 28, 2010 - Kristin - 2 comments

We’d all like to be debt-free, but for most of us that would take a very long time and a lot of discipline. But even while we continue to diligently pay the bills each month, we can change the way we pay off each of our different debts to get closer to living the debt-free... Continue reading »

Help for Homeowners

April 10, 2010 - Kristin - 1 comment

For many of us, owning a home can be a dream come true — and being at risk of losing a home can be a nightmare. But if you find yourself struggling to make mortgage payments for any reason, the worst thing you can do is go back to sleep and ignore the problem.   Your... Continue reading »

Before You Sign: How do You Look as a Borrower?

April 5, 2010 - Kristin - 0 comments

As much as we might like to, we can’t just head to the nearest bank with a loan figure in mind and come out with rolls of cash. Who’s to say what kind of trouble we would get into with no plan for repaying a loan?   And that’s exactly what lenders want to determine when... Continue reading »