Articles tagged 'investing'

When Does an IRA Make Sense?

May 4, 2015 - Laura - 0 comments
Many workers have a retirement savings account through their employer’s 401 or 457 plan. But does it make sense to also have an IRA? If so, when should you start saving in one? And, which one is the right one for you?

When Less is More

August 20, 2014 - Al - 0 comments

I once worked with a mutual fund collector. She owned more than 100 mutual funds, each holding about $5,000. Her actual performance was, well, not surprisingly, average. So no major worries there. And was she well-diversified? Yes, she was.

Put Your Employer’s Retirement Plan to Work

August 23, 2011 - Laura - 0 comments

When I started working full time, I had lots of priorities: student loans, rent, food and, of course, entertainment. Retirement savings didn’t even make the list. Then I got a job where my employer contributed fifty cents for every dollar I put into the company’s retirement plan.

Let’s Just Expense That

July 5, 2011 - Al - 0 comments

It’s interesting that many of us spend a lot of time scrutinizing costs – electronics, clothes, cell phone, you name it – but don’t have a clue what we spend on our investments. It’s not that we don’t care but rather that it can be hard to understand; harder than, say, just looking at performance.

Expect to Reach Your Dreams

June 2, 2011 - Laura - 0 comments
Most people who have achieved their dreams will tell you that it required more than a thought. It required action!
 
Think of a well-known athlete (e.g., Michael Jordan) or actor (e.g., Tom Cruise) or singer (e.g., Mariah Carey) and you’ll find that they all have something in common: They identified a dream, they honed their craft, and they enhanced their skills over time.

Past Performance Is In the Past

April 19, 2011 - Al - 0 comments

I’ve highlighted the importance of knowing about fees in investing. But it’s usually an investment’s past performance that grabs our attention. What’s surprising is how little past performance may have to do with future performance.

Stocks Are Up But So Many Lost Years Investing, Right? Not So Fast.

March 3, 2011 - Al - 0 comments

The stock market has rebounded strongly in the last two years but the last decade overall seems like mostly bad news

Being Socially Responsible with Your Money?

November 4, 2010 - Al - 1 comment

Should you consider your personal ethics when choosing companies to invest in just like you might be choosy about which stores you frequent, what foods you buy, and, heck, how you live your life in general?

With Investing, You Don’t Always Get What You Pay For

September 16, 2010 - Al - 1 comment

I’ve stressed before the importance of fees in evaluating mutual funds. There have been numerous studies showing how a mutual fund’s expense ratio is likely to be the most important (but not only) factor you should consider.

Look Beyond the Stars

July 15, 2010 - Al - 0 comments

I’m planning a vacation this summer that I would love to tell you about because…well, I digress. But you better believe I’m looking at ratings and rankings for hotels and restaurants, etc. Understandably, investors look at ratings when picking mutual funds (see, I warned you this was not really going to be about my exciting vacation). The question is…should they?

 

Seeing Red with “Green Investing”?

June 10, 2010 - Al - 0 comments

I recently highlighted socially responsible investing. It should not be confused with this disconcerting news.

Is It Possible to Retire Young?

April 23, 2010 - Laura - 19 comments
For some workers in the public sector, the answer might be “most definitely,” you can retire young.