Articles tagged 'saving'

Don’t Wash Money Down the Drain!

September 26, 2014 - LaChae - 0 comments

What is one thing that makes you happy? Many people would say, “Money, of course!” But, what happens when that happiness starts to disappear? You may ask yourself, “Where did all of my money go?!” That question usually comes to mind once you realize that you’ve spent money on things you didn’t necessarily need, but really wanted.

5 Steps to Saving

October 27, 2011 - Giovanni - 0 comments

If you haven’t read “A Young Investor’s Guide to Saving,” you should do so before reading the rest of this article. It shows you how important it is to start saving early and how doing so may lead to becoming a millionaire.

The Emergency Fund: The Foundation of a Savings Portfolio

August 18, 2011 - Chris D - 0 comments

A recent survey found that 55 percent of Americans have no plans in place in the event of a personal financial emergency, such as the loss of a job, legal troubles, a serious illness, or any other unexpected problem with financial implications.

Fast Cash: When Unexpected Expenses Exhaust Your Resources

August 9, 2011 - Kristin - 0 comments

If we were prepared for them, they wouldn’t be called emergencies: the car gets totaled in an accident; the dog or cat breaks a leg; the refrigerator dies. Expensive incidents can happen. And paying for them may not be easy! What options exist for getting money quickly while minimizing the risk to your financial future?

Five Ways to Revive Your Credit Score

July 26, 2011 - Erika C. - 0 comments

Even if your credit score has taken a hit, a few key moves can help bring it back — and help you get better rates on a mortgage, credit cards, car loans, and even your car insurance.

Navigating Public Sector Challenges

June 14, 2011 - Al - 0 comments

Pressure on local governments isn’t fading and most likely is heating up.

Expect to Reach Your Dreams

June 2, 2011 - Laura - 0 comments
Most people who have achieved their dreams will tell you that it required more than a thought. It required action!
Think of a well-known athlete (e.g., Michael Jordan) or actor (e.g., Tom Cruise) or singer (e.g., Mariah Carey) and you’ll find that they all have something in common: They identified a dream, they honed their craft, and they enhanced their skills over time.

Certificates of Deposit — A Savings Alternative

April 28, 2011 - Shelby - 0 comments

One option to consider when deciding how to save your money is a Certificate of Deposit (CD). A CD is generally considered a low-risk investment option, typically available from a bank or credit union, which provides you with a fixed-interest payout.

Downsizing Your Bills

February 15, 2011 - Brandon - 1 comment

“I want to have more money in my checking and savings account.”

 “I want to be able to do more of the things I like to do.”

These are things I have been saying all my working life it seems.

Save Cash on Literary Treasures

January 27, 2011 - Jeffrey - 1 comment

If you’re an avid reader like me, you probably don’t necessarily want to spend a lot of money buying books, even if you love them.

Who Wants To Be A Millionaire?

January 11, 2011 - LaVonda - 1 comment

To many this question is only the name of a popular television game show, but for others it is a retirement goal. If it’s your goal, I’ll bet you’ve wondered just how to get there.

Seasonal Shopping Helps You Save on Major Purchases

January 4, 2011 - Erika C. - 0 comments

A few days ago, I was listening to a morning radio show and heard the two DJs banter about ways to save. One of the strategies they mentioned was making gas purchases on Wednesday mornings to get the most bang for your buck. According to, they’re right.

Is Layaway a Trend Worth Trying?

December 9, 2010 - Kristin - 0 comments

You’ve got your eye on a cool new computer, or maybe a designer outfit you’ve just got to have. And you’ve got the credit card — or cash borrowed from friends or family members, or at least the store’s financing offer — that you need to make these items yours. But will you enjoy them so much when you start paying back the debt you also made yours?

Borrowing From Your Retirement Plan: Taking a Loan From Your Future

December 2, 2010 - Kristin - 1 comment

Your retirement plan is a nest egg for your future, a way to avoid becoming a burden on your family in your old age, and a strategy to reduce your tax bill.

But should it also be an easy source for a loan?

DWTS (Don’t Withdraw Too Soon!)

October 12, 2010 - Laura - 0 comments

If you're up on your reality tv shows, then you probably know that DWTS is short for "Dancing with the Stars," the reality show that showcases primarily used-to-be and would-be celebrities vying for the #1 dance spot.

Five Ways to Become a Thousand-aire

September 14, 2010 - Brandon - 1 comment

I had dreams of becoming a millionaire when I was a kid. Now that I’m starting my career, I would be happy just to retire by age 70. 

Smash Your TV and Save Some Cash?

September 7, 2010 - Al - 2 comments

A few years ago when I stopped watching television my sister warned me not to tell anyone. “You’ll come across as pretentious and people will get defensive.” Well clearly that never stopped me. But I am happy to see I’m part of a still miniscule but growing trend.

Comparing Home Equity Loans and Home Equity Lines of Credit

June 15, 2010 - Kristin - 0 comments
Borrowing against the value of your home can be a great way to gain access to extra money with relatively reasonable terms, and both home equity loans and home equity lines of credit offer this benefit.

Is It Possible to Retire Young?

April 23, 2010 - Laura - 19 comments
For some workers in the public sector, the answer might be “most definitely,” you can retire young.

10 Steps to Financial Success in 2010

January 30, 2010 - Brandon - 1 comment
I will stop smoking! I will exercise more! I will save more for my retirement!