This Site is owned and operated by ICMA-RC. ICMA-RC may modify, suspend, discontinue or restrict the use and availability of any portion of this Site at any time, without notice or liability. Your use of this Site may be monitored by ICMA-RC and used for ICMA-RC’s internal business purposes, without liability.
Limited License and Restrictions on Use
modify, copy, distribute, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell or exploit any reports, data, information, content, software, Really Simple Syndication (“RSS”) and podcast feeds, products, services or other materials on, generated by or obtained from this Site, whether through links or otherwise (collectively, “Materials”);
redeliver any page, text, image or Materials on this Site using “framing” or other technology;
engage in any conduct that could damage, disable or overburden (i) this Site, (ii) any Materials or services provided through this Site, or (iii) any systems, networks or servers related to this Site, including without limitation, using devices or software that provide repeated automated access to this Site, other than those made generally available by ICMA-RC;
probe, scan or test the vulnerability of any Materials, services, systems, networks or servers related to this Site or attempt to gain unauthorized access to Materials, services, systems, networks or servers connected or associated with this Site through hacking, data mining, or any other means of circumventing any access-limiting, user authentication or security device of any Materials, services, systems, networks or servers related to this Site;
modify, copy, obscure, remove or display The Dream Big Site’s name, logo, trademarks, text, notices or images without ICMA-RC’s express written permission. To obtain such permission, you may email us at email@example.com or
include the term “thedreambigsite.org,” “The Dream Big Site,” The Dream Big Site,” “ICMA-RC,” or any ICMA-RC or The Dream Big Site trademark or executive’s name, or any variation of the foregoing, as a meta-tag, hidden textual element or any other indicator that creates an impression of affiliation, sponsorship or endorsement by ICMA-RC or The Dream Big Site.
You may not link to this Site unless you comply with these linking conditions (”Linking Conditions”). ICMA-RC grants you a limited, revocable, nonexclusive right to create a hyperlink to this Site (“Link”), provided you comply at all times with the following conditions:
the Link must resolve to keep the Site’s home page at www.thedreambigsite.org, and any internal or subsidiary pages of this Site, unaltered in any way;
the text of the Link must read either “The Dream Big Site” “www.thedreambigsite.org” or accurately describe the Site content to which you are linking. You may not use any The Dream Big Site or ICMA-RC logo or graphic, or any other trademark, as part of the Link without ICMA-RC’s express written permission;
the Link and surrounding context on the linking site must not: (a) falsely represent or misrepresent any relationship between the linking site and The Dream Big Site or ICMA-RC, including suggestions of affiliation, endorsement or sponsorship; (b) portray The Dream Big Site or ICMA-RC or its affiliates, or their products or services, in a false, misleading, derogatory or otherwise offensive manner; or (c) deliver the Materials in a framed environment or alter the layout, content, look or feel of the Site; and
you may not maintain numerous or pervasive Links to this Site.
RSS and Podcast Feeds
ICMA-RC grants you a limited, revocable, nonexclusive right to view, store, bookmark, access, download, display, create hyperlinks to and use the RSS and podcast feeds (collectively, the “Feeds”) offered by ICMA-RC via The Dream Big Site solely for your personal, informational and noncommercial use or as otherwise authorized by ICMA-RC in writing.
Any use of the Feeds not granted herein is strictly prohibited. ICMA-RC retains ownership of and all other rights in and to the Feeds, and any reports, data, information, content, software, files, products, services, links, trademarks, logos or other materials used in connection with The Dream Big Site. ICMA-RC reserves the right, in its sole discretion, with or without cause, and without liability, to suspend, discontinue or modify any or all of its Feeds at any time and to immediately require you to cease accessing, displaying, or otherwise using any or all of the Feeds or the content of the Feeds. ICMA-RC will not be liable for any loss or damage arising from your use of or in connection with the Feeds.
User Content and License Grant
You agree that you are solely responsible for all information, data, content, text, photographs, graphics, images, logos, illustrations, videos, messages, comments, quotations, files, documents and any other materials that you submit, upload, post, email, transmit or otherwise make available via the Site (”User Content”). By submitting, uploading, posting, emailing or transmitting User Content to the Site, you represent and warrant that either you own all right, title and interest in and to the User Content or have express permission from the owner to copy and use such User Content for all purposes related to the Site. ICMA-RC does not control and is not responsible for the User Content uploaded via the Site and ICMA-RC neither guarantees the accuracy, quality or appropriateness of nor endorses any User Content submitted to the Site.
You agree not to use the Site to:
submit, upload, post, email, transmit or otherwise make available any User Content that is unlawful, harmful, threatening, abusive, menacing, harassing, tortious, defamatory, vulgar, pornographic, obscene, offensive, libelous, unlawful, invasive of another’s privacy or publicity rights, hateful, or racially, ethnically or otherwise objectionable;
submit, upload, post, email, transmit or otherwise make available any User Content that personally attacks or is derogatory toward any Site blogger or employee, any ICMA-RC product or service, or ICMA-RC as an entity;
harm minors in any way, including, but not limited to, submitting, uploading, posting, emailing, transmitting or otherwise making available content that violates child pornography laws, child sexual exploitation laws or laws prohibiting the depiction of minors engaged in sexual conduct;
impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;
forge headers or otherwise manipulate identifiers in order to disguise the origin of any User Content transmitted through the Site;
submit, upload, post, email, transmit or otherwise make available any User Content that you do not have a right to make available under any law or contractual or fiduciary relationships or obligations;
submit, upload, post, email, transmit or otherwise make available any User Content that infringes, violates or misappropriates any patent, trademark, trade secret, copyright or other intellectual property or proprietary right or any moral right of any party;
submit, upload, post, email, transmit or otherwise make available any personal information or specific account details about yourself or any other person or entity. ICMA-RC disclaims any responsibility or liability arising from your disclosure of such personal information or account details in any User Content;
submit, upload, post, email, transmit or otherwise make available any financial or investment advice or recommendations;
submit, upload, post, email, transmit or otherwise make available any User Content that is not related to the subject matter of the specific post to which you are responding;
submit, upload, post, email, transmit or otherwise make available any advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes or any other form of solicitation;
submit, upload, post, email, transmit or otherwise make available any material that contains viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; or
intentionally or unintentionally violate any applicable local, state, national or international laws, rules, regulations, decrees, acts, orders, directives, legislation, bills or statutes.
ICMA-RC claims no ownership of any User Content you submit, upload, post, email, transmit or otherwise make available via the Site. You grant The Dream Big Site, ICMA-RC and its affiliates, subsidiaries, directors, officers, employees, agents, licensors and vendors a perpetual, worldwide, irrevocable, nonexclusive, fully-paid up, royalty-free, sublicensable and transferable right and license to use, store, modify, adapt, translate, publish, display, broadcast, perform, disclose, distribute, sell, reproduce and create derivative works from any User Content, in whole or in part, in any medium or technology throughout the world, including any inventions, concepts, techniques, know-how, ideas or expressions of ideas arising out of or based on the User Content, for any purpose in ICMA-RC’s sole discretion, without the requirement of any permission from or compensation or notice, and without liability, to you or any third party. ICMA-RC shall exclusively own all right, title and interest in and to any derivative works or inventions created by or on behalf of ICMA-RC that incorporate or otherwise make use of any User Content, without the requirement of any permission from or compensation or notice, and without liability, to you or any third party.
You acknowledge that ICMA-RC and/or its vendors may or may not (but are not obligated to) monitor User Content, but that ICMA-RC shall have the right in its sole discretion to monitor, post, move, edit, refuse, or remove any User Content, in whole or in part, for any reason whatsoever, without notice and without liability.
Except for the authorized ICMA-RC bloggers, ICMA-RC employees and contractors shall not submit, upload, post, email, transmit or otherwise make available any User Content to the Site.
Data, Information and Content
The Materials on this Site are for information, education, and noncommercial purposes only. Although the Site may provide data, information, and content relating to investment approaches, you should not construe any such information or other content available through this Site as legal, investment, or tax advice. In exchange for using any Materials on this Site, you agree not to hold ICMA-RC, The Dream Big Site bloggers or its third-party information providers liable for any possible claim for damages arising from any decision you make based on the Materials made available to you through this Site or Web sites linked to www.thedreambigsite.org, except for claims arising under any applicable provisions of federal securities laws. By providing access to other Web sites, neither ICMA-RC nor any of its affiliates is recommending the purchase or sale of any products or services (e.g., stocks, securities, or other investment vehicles) issued by any company, nor are they endorsing services or products provided by any Web site’s sponsoring organization.
Copyright Policy, Notice and Claim Information
All Materials on this Site, whether separate or compiled, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, html code and xml code, as well as all copyright, patent, trademark, trade dress and other rights therein, are owned or licensed by ICMA-RC and its third-party information providers, and are protected by United States and international intellectual property laws.
All trademarks, service marks and logos appearing on this Site are the exclusive property ICMA-RC. All of the Site’s graphics, logos, page headers and service names are trademarks, service marks or trade dress of ICMA-RC. The Site’s trademarks, service marks and trade dress may not be used in connection with any product or service that is not ICMA-RC’s, in any manner that is likely to cause confusion among customers or investors, or in any manner that disparages or discredits ICMA-RC. Nothing contained on this Site should be construed as granting any license or right in or to any trademarks, service marks or trade dress of ICMA-RC or any third party.
Because of the global nature of the Internet, you agree to comply with all local rules with respect to your online conduct, including all laws, rules, codes and regulations of the country in which you reside and the country from which you access this Site, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud and privacy. In addition, you agree to comply with all applicable laws, rules, codes and regulations regarding the transmission of technical data exported from the United States.
Data and other materials appearing on this Site that are provided by third parties are believed by ICMA-RC to be obtained from reliable sources, but ICMA-RC cannot guarantee and is not responsible for their accuracy, timeliness, completeness or suitability for use. ICMA-RC is not responsible for, and does not prepare, edit or endorse, the content, advertising, products or other materials on or available from any Web site owned or operated by a third party that is hyperlinked to this Site. The fact that the Site has provided a link to a third party’s Web site does not constitute an implicit or explicit endorsement, authorization, sponsorship or affiliation by ICMA-RC with respect to such Web site, its owners, providers or services. You will use any such third-party content at your own risk and you agree that ICMA-RC is not liable for any loss or damage that you may suffer by using the Site, third-party Web sites or any content, advertising, products or other materials in connection therewith.
Timeliness of Content
All content on this Site is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
YOUR USE OF THIS SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, ICMA-RC AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES REGARDING SECURITY, CURRENCY, CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS OR CONTINUED AVAILABILITY, WITH RESPECT TO (I) THE SITE; (II) ANY MATERIALS, PRODUCTS OR SERVICES AVAILABLE ON OR THROUGH THE SITE; (III) USE OF THE SITE, MATERIALS, PRODUCTS OR SERVICES; AND (IV) THE RESULTS OF THE USE OF THE SITE, MATERIALS, PRODUCTS OR SERVICES.
FURTHER, ICMA-RC AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES WITH RESPECT TO ANY DELAYS OR ERRORS IN THE TRANSMISSION OR DELIVERY OF ANY MATERIALS, PRODUCTS OR SERVICES AVAILABLE THROUGH THIS SITE.
EXCEPT AS PROVIDED BY LAW, NEITHER ICMA-RC NOR ITS THIRD-PARTY INFORMATION PROVIDERS AND VENDORS HAS ANY RESPONSIBILITY TO MAINTAIN THE MATERIALS, PRODUCTS OR SERVICES OFFERED ON THE SITE OR TO SUPPLY CORRECTIONS, UPDATES OR RELEASES FOR THE SAME.
TO THE EXTENT ANY JURISDICTION DOES NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. THIS WARRANTY GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY HAVE OTHER RIGHTS, WHICH VARY FROM JURISDICTION TO JURISDICTION.
Liability and Indemnity
ANY MATERIALS DOWNLOADED OR OTHERWISE OBTAINED THROUGH THIS SITE ARE DONE AT YOUR OWN RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR OTHER EQUIPMENT, OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD.
NEITHER ICMA-RC NOR ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS OR ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS WILL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, OR DAMAGES CAUSED BY THEFT, UNAUTHORIZED ACCESS, SYSTEMS FAILURE OR COMMUNICATIONS LINE FAILURE, OR THE COST OF PROCURING SUBSTITUTE GOODS OR SERVICES, CAUSED BY THE USE OF OR INABILITY TO USE THE SITE, MATERIALS OR ANY PRODUCTS OR SERVICES PROVIDED HEREIN, OR ANY OTHER MATTER RELATING TO THIS SITE, EVEN IF ICMA-RC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURSIDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU. TO THE EXTENT THAT A JURISDICTION DOES NOT PERMIT THE EXCLUSION OR LIMITATION OF LIABILITY AS SET FORTH HEREIN, THE LIABILITY OF ICMA-RC AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS IS LIMITED TO THE EXTENT PERMITTED BY LAW IN SUCH JURISDICTIONS.
Integration and Severability
Applicable Law and Venue